Daily Maverick Articles #risk

To retire is easy; having enough money to sustain you post-retirement isn't quite as easy. However, with some clever planning and strategic thinking, you can ease the tax burden and lower your portfolio's overall risk, resulting in more, safer money for your future.

A question we often ask ourselves is "Do I have enough, or at least the correct, medical cover?" Way too often people overpay for some new and fancy policy, but the difference between what they pay versus what they get out of it is mind-blowing. Let's take some time and discuss the basics of medical aid and how to choose the cover that is best suited for your needs.

Young people should take out future cover while they are still young and healthy.

As with many other things in life, the risk/reward factor within an investment perspective can be quite daunting, especially if you're running in blind. However, with a clear strategy and careful planning alongside your financial adviser, the worries concerning your risk/reward specifics can be alleviated, and you can put your trust in your time in the market versus trying to time the market.